Cash Payout Life Insurance
Protects your income in the event you are unable to work due to a major medical illness.
Pay Off Your Bills
Some life insurance policies have a cash-back option to pay out when it expires and can be used to pay off debts early.
Tax-Free Money
Creates generational wealth via a cash payout to your family upon your death. Since life insurance is tax-free, this provides financial stability for your loved ones.
Critical Time Payout
If you suffered a stroke, heart attack, or any critical illness, this cash payout from your life insurance helps with medical expenses and bills while you are out of work.
Terminal Illness Payout
Imagine getting a check to pay for cancer treatments. This type of cash payout from your life insurance protects your family during the most challenging times as you are trying to cope with a terminal illness.
Meet Your Plan Advisor
Sheena Smikle
The clients I help experience a seamless approach to planning for their financial goal. They feel empowered to know they are in charge of growing the money safely while maintaining the lifestyle they love and eliminating debt in the process.
Client Reviews
Ana Gonzalez
They helped me to get my finances in order and make the most of my money. Their coaching was very professional and the advice was spot on. I look forward to working with them in the future. Highly recommend!
Nadricka Windett
Can't say enough about how professional Sheena and the team were in getting my financial affairs in order. I run a small boutique store for kids and I am a mom so I always have my hands full. It was convenient, pressure-free, and truly a refreshing experience.
Khalis Ward
I've been putting off my retirement plan for a while because I was busy and other issues kept getting in the way. Sheena and her team helped me navigate my plan and they were very patient and always available to answer any questions I had.
George Owens
I always heard my parents talk about the importance of mortgage protection. When I purchased my own home, I decided to follow in their footsteps and get a policy for myself. I'm so glad I did! Not only do I have peace of mind knowing that my home is protected.
Cindi Banks
Things got tough when my spouse passed away. On top of that, I had to worry about the mortgage payments on our home. Thankfully, we had mortgage protection in place. It saved the equity in our home and allowed me to focus on healing during this difficult time. I highly recommend getting mortgage protection it's a small investment that can make a world of difference.
Elise Wilson
I never thought I'd need mortgage protection, but when I faced a serious illness that left me unable to work, I was so grateful to have it. The cash payout from my policy was a lifesaver, helping me cover my mortgage payments and allowing me to focus on my recovery without the added stress of potentially losing my home.
Descriptions are for informational purposes only and subject to change. Limitations may apply. Benefits and carriers will vary for coverages and are subject to underwriting approval, product limitations, and availability. Benefits are not available in all states. Please note that Custom Pointe Financial and its representatives do not provide investment advice or securities transaction services. Our focus is solely on retirement and life insurance planning.
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Custom Pointe Financial,LLC
155 Willowbrook Blvd Suite 1982 Wayne, NJ 07470